Land loan lenders for Sterling, IL AI 2026!

Explore and compare among 261 land loan lenders servicing Sterling, IL.

The average cost per acre in IL is $17,768. The Loan-to-Value (LTV) ratio for undeveloped land ranges between 15.96% and 45.81%, while for fully developed land in IL, the LTV is estimated to be between 35.76% and 74.81%.

The true value and loan LTV of land are influenced by its location, size, topographical features, zoning laws, and any existing entitlements.

Discover your land loan options and rates by contacting the best land loan provider in Sterling, IL.

Evaluate offers from one hundred lenders

The Magic Land Loan Calculator

To address all your hard money lending needs efficiently, Lendersa® AI technology rapidly matches your loan request with numerous direct hard money lenders. Discover the most competitive land loan rates today to finance any kind of vacant land or combined land-and-construction projects in IL.

Land Loans and Value

Avoid unnecessary inquiries to maintain your credit score. You can be preapproved for your land loan without disclosing your social security number or any sensitive financial data.

In the realm of vacant land lending, construction and blanket loans are crucial. You might qualify for full 100% LTV financing by using additional property as collateral under a blanket loan.

Local Hard Money Lending

Collaborating with a local hard money broker to find a private investor can greatly enhance your chances of securing a loan. Land loans in Sterling, IL are best arranged by local lenders familiar with the community. The proximity between the hard money investor and the property significantly boosts loan approval prospects and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders operating within ZIP codes 61081.



  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Lends in Illinois
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting. Call us directly (424) 281-4880
  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
  • Lends in Illinois
  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste
  • iBorrow
  • 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
  • Lends in Illinois
  • iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
  • Dominion Mortgage
  • 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025
  • Lends in Illinois
  • Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.
  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • Lends in Illinois
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Lends in Illinois
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
  • ATC Managers, LLC
  • 900 Old River Rd, Bakersfield, CA, 93311
  • Lends in Illinois
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • Lends in Illinois
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • Lends in Illinois
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • Lends in Illinois
  • loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Lends in Illinois
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.