Complete List of Vacant Land Lenders for Winchester, KY with AI help!
Examine and compare among 230 land loan lenders offering services in Winchester, KY.
The average cost for an acre of land in KY is $25,620. The loan-to-value ratio (LTV) for undeveloped land ranges from 16.38% to 50.58%, while the estimated LTV for developed land in KYName falls between 36.10% and 75.17%.
The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.
Contact the premier land loan provider in the State of Winchester, KY to explore your land loan options and discover the available rates.
Lendersa® uses AI technology to efficiently match your loan request with hundreds of direct hard money lenders, meeting all of your lending needs. Discover the most competitive land loan rates today to finance any kind of vacant land or property with construction in KY.
Understanding Land Loans and Their Value
To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.
Construction and blanket loans are vital parts of vacant land lending; qualifying for 100% LTV financing may be possible if you pledge additional property as collateral (blanket loan).
Is Hard Money Lending Available Nearby?
Locating a private investor through a local hard money broker significantly enhances your chances of obtaining a loan; land loans in Winchester, KY are often best arranged by local lenders who know the community well. Shortening the distance between the investor and the property improves the likelihood of loan approval and expedites the funding process.
Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 40391, 40392.
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.
On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.
Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
