Vacant Land Loan Lenders Lexington, KY AI search of 2025!

Choose and assess from a selection of 230 land loan providers available in Lexington, KY.

In KY, the typical cost per acre of land is $37,987. The loan-to-value ratio (LTV) for undeveloped plots ranges from 17.05% to 58.11%, while for developed land in KY, it varies between 36.63% and 75.73%.

The real value and LTV of land are influenced by factors like location, size, topography, zoning, and any entitlements made on the property.

Explore your options for land loans and gather information on loan rates by reaching out to the top land loan provider in Lexington, KY.

Compare loan offerings from 100 lenders

The Land Loan Calculator: Your Key to Unlocking Funding

Lendersa® employs AI technology to immediately pair your loan application with a variety of direct hard money lenders, addressing all your lending needs. Uncover competitive land loan rates today to finance any type of vacant land or land with construction in KY.

The Connection Between Land Loans and Land Value

To minimize negative impacts on your credit score from unnecessary inquiries, you can get pre-approved for a land loan without revealing your social security number or sensitive financial data.

When it comes to vacant land lending, construction loans and blanket loans often go hand in hand; you might secure full LTV financing if additional property is pledged as security (blanket loan).

Searching for Hard Money Lending Locally?

Locating a private investor via a nearby hard money broker can greatly enhance your chances of acquiring a loan. Land loans in Lexington, KY are most effectively arranged by local lenders with knowledge of the surrounding area. Short distances between the hard money investor and the property optimize loan approval chances and quicken the funding timeline.

To find vacant land loan providers in postal codes 40505, 40506, 40508, 40509, 40504, 40507, 40502, 40503, 40517, 40516, 40513, 40511, 40510, 40515, 40514, 40512, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598, use the Lendersa® land loan calculator.



  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi