Complete List of Vacant Land Lenders for Richmond, KY with AI help!
Choose and compare among 232 land loan lenders operating in Richmond, KY.
The typical cost of an acre in KY is $30,235. Loan-to-value ratios (LTV) for undeveloped land range from 16.63% to 53.39%, while for developed land in KYName, the expected LTV falls between 36.30% and 75.38%.
The actual value and loan-to-value ratio of any land are influenced by its location, size, topography, zoning, and any associated entitlements.
Explore your options for land loans and find competitive rates by reaching out to the premier land loan lender in Richmond, KY.
Using AI technology, Lendersa® ensures your loan request is matched swiftly with numerous direct hard money lenders, satisfying all your lending needs. Unlock the best land loan rates today to finance any vacant land or construction in KY.
Link Between Land Loans and Property Value
By reducing unnecessary inquiries, you can protect your credit score. Get preapproved for a land loan without sharing your social security number or any sensitive financial information.
Construction and blanket loans are integral to vacant land lending; qualifying for 100% LTV financing is possible if you pledge additional property as security (blanket loan).
Is Local Hard Money Lending an Option?
Securing a private investor through a local hard money broker multiplies your chances of obtaining a loan significantly. Land loans in Richmond, KY are optimally arranged by lenders familiar with the locality. Shortening the distance between the investor and the property enhances loan approval prospects and accelerates funding.
Employ the Lendersa® land loan calculator to spot vacant land loan lenders within the zip codes 40475, 40476.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.
Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.
Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
