Vacant Land Loan Lenders Richmond, KY AI search of 2025!

Choose and compare among 230 land loan lenders operating in Richmond, KY.

The typical cost of an acre in KY is $30,235. Loan-to-value ratios (LTV) for undeveloped land range from 16.63% to 53.39%, while for developed land in KYName, the expected LTV falls between 36.30% and 75.38%.

The actual value and loan-to-value ratio of any land are influenced by its location, size, topography, zoning, and any associated entitlements.

Explore your options for land loans and find competitive rates by reaching out to the premier land loan lender in Richmond, KY.

Compare offers from 100 lenders

Explore the Magic of a Land Loan Calculator

Using AI technology, Lendersa® ensures your loan request is matched swiftly with numerous direct hard money lenders, satisfying all your lending needs. Unlock the best land loan rates today to finance any vacant land or construction in KY.

Link Between Land Loans and Property Value

By reducing unnecessary inquiries, you can protect your credit score. Get preapproved for a land loan without sharing your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending; qualifying for 100% LTV financing is possible if you pledge additional property as security (blanket loan).

Is Local Hard Money Lending an Option?

Securing a private investor through a local hard money broker multiplies your chances of obtaining a loan significantly. Land loans in Richmond, KY are optimally arranged by lenders familiar with the locality. Shortening the distance between the investor and the property enhances loan approval prospects and accelerates funding.

Employ the Lendersa® land loan calculator to spot vacant land loan lenders within the zip codes 40475, 40476.



  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
  • LoanFlight Lending, LLC
  • 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634
  • "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender. Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Capital Ton LLC
  • 1680 Fruitville Rd. STE 547, Sarasota, FL, 34236
  • Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.