Lenders using AI on vacant land in Cottage-Grove, MN 2025!

Explore and compare among 231 land loan lenders available in Cottage-Grove, MN.

The typical cost for an acre of land in MN is $50,065. The LTV for undeveloped land ranges from 17.70% to 65.45%, while for developed land in MNName, it is estimated to fall between 37.15% and 76.28%.

The actual value and loan LTV of land are influenced by its location, size, topography, zoning, and any entitlements it might have.

Discover your land loan options and rates by contacting the best land loan lender in Cottage-Grove, MN.

Explore loan offers from 100 lenders

The remarkable land loan calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology will swiftly match your loan request with hundreds of direct hard money lenders. You can now unearth the best land loan rates to finance any vacant land or land plus construction in MN.

Land loans and valuation

Avoid unnecessary inquiries to protect your credit score. Get preapproved for your land loan without the need for your social security number or other sensitive financial information.

Construction loans and blanket loans are essential components of financing for vacant land. By pledging additional property as security (blanket loan), you may qualify for up to 100% LTV (Loan to Value) financing.

Proximity to hard money lending?

Working with a private investor through a local hard money broker significantly boosts the odds of securing a loan. Land loans in Cottage-Grove, MN are best facilitated by local lenders familiar with the area. A shorter distance between the investor and the property enhances the likelihood of loan approval and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 55016, 55033.



  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
  • F&M Community Bank, National Association
  • 100 Saint Anthony St North, Preston, MN, 55965
  • F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens & businesses on a more personal, individualized level. Our employees who are your bank teller or your lending specialist are your neighbors & friends.