Land loan lenders for Monticello, MN AI 2026!

Choose and compare among 254 land loan lenders providing services in Monticello, MN.

The average cost of an acre of land in MN is $39,363. The LTV for undeveloped land is from 17.12% to 58.94%, while the estimated LTV for loans on already developed land in MNName ranges between 36.69% and 75.79%.

The inherent value and loan LTV for any land depend on factors such as its location, size, topography, zoning, and any entitlements it has.

Explore your land loan options and current rates by contacting the top land loan lender in Monticello, MN.

Explore loan offers from 100 lenders

The incredible land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are addressed by instantly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today for financing any vacant land or land plus construction in MN.

Land loans and their valuation

To protect your credit score, avoid unnecessary inquiries. Get pre-approved for your land loan without needing to share your social security number or sensitive financial data.

Construction loans and blanket loans are crucial in vacant land lending; you may qualify for up to 100% LTV (Loan to Value) financing by using additional property as security (blanket loan).

Looking for hard money lending nearby?

Working with a private investor through a local hard money broker dramatically improves your likelihood of obtaining a loan. Land loans in Monticello, MN are best managed by local lenders who know the neighborhood well. A shorter distance between the hard money investor and the property increases the odds of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 55362.



  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in Minnesota
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.

  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • Lends in Minnesota
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.

  • Turner Capital
  • 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
  • Lends in Minnesota
  • Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.

  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • Lends in Minnesota
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri

  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Lends in Minnesota
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.

  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Lends in Minnesota
  • Have you ever considered outsourcing your mortgage loan processing?

    Back office mortgage processing services provider A&P Mortgage Processing, LLC
    - Start the loan process

    A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed

  • Silverview Capital LLC
  • 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
  • Lends in Minnesota
  • At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.

  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • Lends in Minnesota
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC

    ### Tailored Financial Solutions
    At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams.

    ### Your Real Estate "Key Master"
    With personalized solutions and dedicated support, Denise Webster and her expert te

  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • Lends in Minnesota
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality

  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Lends in Minnesota
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in Minnesota
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.