Lenders using AI on vacant land in Monticello, MN 2025!

Select and comapre among 219 land loan lenders in lending in Monticello, MN.

The average price for an acre of land in MN is $39,363 the LTV for undeveloped land is between 17.12% to 58.94%, and estimated LTV for on loan for already developed land in Minnesota is anywhere between 36.69% and 75.79%

The actual value and loan LTV of any land depends on its location, size, topography, zoning, and any entitlement that has been done to the land.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of Monticello, MN

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all of your hard money lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates today to fund any kind of vacant land or land plus constuction in MN.

Land loans and land value

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan loan without the need to see your social security number or any sensitive financial information.

Construction loans and blanket loans are part and parcel of vacant land lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additionl property as securiity (blanket loan).

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Land loans in Monticello, MN could best be arrange by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 55362.



  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta