Vacant Land Loan Lenders St.-Cloud, MN AI search of 2025!

Choose and evaluate options among 231 land loan lenders in St.-Cloud, MN.

The average price for an acre of land in MN is $31,138. The LTV for undeveloped land generally falls between 16.68% and 53.94%, and for loans on already developed land in MNName, the LTV is estimated to range from 36.33% to 75.42%.

The true value and loan-to-value ratio of any land depend on location, dimensions, topography, zoning, and any entitlements involved.

Learn more about your land loan options and rates by reaching out to the top land loan provider in St.-Cloud, MN.

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The exceptional land loan calculator

Lendersa® AI technology will efficiently match your loan request with hundreds of direct hard money lenders to meet all your hard money lending needs. Discover great land loan rates today for financing any kind of vacant land or land plus construction in MN.

Understanding land loans and values

Reducing unnecessary inquiries helps preserve your credit score. Secure preapproval for your land loan without needing to share your social security number or confidential financial information.

Within the realm of vacant land lending, construction loans and blanket loans are essential. You might qualify for 100% LTV by agreeing to use additional property as security (blanket loan).

Seeking hard money lending locally?

Working with a private investor through a local hard money broker significantly enhances your chances of securing a loan. Land loans in St.-Cloud, MN are most effectively arranged by local lenders who understand the neighborhood. Being close to the hard money investor improves loan approval odds and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 56304, 56301, 56303, 56302, 56372, 56393, 56395, 56396.



  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • N2Funding & Investments LLC
  • 221 N. Main St, Plymouth, MI, 48170
  • Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose. • Real Estate (Ga
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.