Vacant Land loan Rochester, Minnesota [2025with AI]

The standard price for an acre of land in MN is $40,240. The LTV for undeveloped land falls between 17.17% and 59.48%, and for developed land in MNName, the LTV estimate is between 36.72% and 75.83%.

The real value and loan-to-value ratio of any land are determined by its location, dimensions, topography, zoning regulations, and any attached entitlements.

Discover your land loan opportunities and rates by contacting the top land loan lender in Rochester, MN.

The phenomenal land loan calculator

To meet all your hard money lending requirements, Lendersa® utilizes AI technology to promptly match your loan request with hundreds of direct hard money lenders. Discover excellent land loan rates today to finance any type of vacant land or construction project in MN.

Understanding land loans and values

Avoiding unnecessary inquiries helps protect your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial data.

In the realm of vacant land lending, construction loans and blanket loans are essential; you may qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Searching for local hard money lending?

When you engage a private investor through a local hard money broker, your chances of obtaining a loan grow significantly; Land loans in Rochester, MN are best facilitated by local lenders familiar with the neighborhood. Proximity between the hard money investor and the property boosts the chances of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 55902, 55901, 55906, 55904, 55905.

(763) 689-1071 Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(763) 261-4200 Lender's profile and map Reviews Sherburne State Bank 12500 Sherburne Ave SE, Becker, MN, 55308 We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
(320) 654-9555 Lender's profile and map Reviews American Heritage National Bank 2915 2nd Street South, Saint Cloud, MN, 56302 American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
(320) 685-8611 Lender's profile and map Reviews Granite Bank 202 2nd Ave S, Cold Spring, MN, 56320 Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
(888) 330-8482 Lender's profile and map Reviews Magnifi Financial 20 S 4th Avenue E, Melrose, MN, 56352 Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.
(507) 532-2426 Lender's profile and map Reviews First Independent Bank 105 South Market Street, Marshall, MN, 56258 First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
(218) 829-9065 Lender's profile and map Reviews Brainerd BN Credit Union 804 Laurel Street, Suite 101, Brainerd, MN, 56401 Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
(218) 824-8400 Lender's profile and map Reviews RiverWood Bank 14540 Dellwood Drive, Baxter, MN, 56425 RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.