Vacant Land Loan Lenders Madison, MS AI search of 2025!

Choose and compare from a selection of 217 land loan lenders in Madison, MS.

The typical cost for an acre of land in MS is $52,755. The LTV for undeveloped land lies between 17.84% and 67.09%, while for developed land in MSName, the estimated LTV ranges from 37.26% to 76.41%.

The real value and loan LTV of any land are influenced by its location, size, topography, zoning, and any completed entitlements.

Discover your land loan opportunities and interest rates by contacting the premier land loan lender in Madison, MS.

Compare loan offers from 100 lenders

The Magical Land Loan Calculator

Leveraging Lendersa®'s AI technology ensures all your hard money lending needs are efficiently met by matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in MS.

Land Loans and Appraisal of Value

Restricting unnecessary inquiries will help maintain your credit score. Obtain preapproval for your land loan without requiring access to your social security number or sensitive financial details.

Construction and blanket loans are foundational in vacant land lending. You might be eligible for 100% LTV financing by pledging additional property as security (blanket loan).

Interested in Local Hard Money Lending?

Finding a private investor through a local hard money broker can significantly improve your chances of obtaining a loan. Local lenders in Madison, MS, who are knowledgeable about the locality, are often best suited for arranging land loans. A shorter distance between the investor and the property increases approval rates and hastens the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 39110, 39130.



  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
  • Ferguson Federal Credit Union
  • 1026 E Broad Street, Monticello, MS, 39654
  • Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community