Vacant Land Loan Lenders Ridgeland, MS AI search of 2026!
Explore and compare offerings from 261 land loan lenders available in Ridgeland, MS.
The average price for one acre of land in MS is $37,125. For undeveloped land, the LTV ranges from 17.00% to 57.58%, and for developed land in MSName, the estimated LTV is between 36.59% and 75.69%.
The real value and loan LTV of any land are determined by factors such as its location, size, topography, zoning, and any entitlements it has received.
Learn about your land loan possibilities and rates by reaching out to the top land loan lender in Ridgeland, MS.
By using Lendersa®'s AI technology, your hard money lending needs are thoroughly met by instantly pairing your loan request with hundreds of direct hard money lenders. Explore the top land loan rates today to finance any vacant land or land plus construction in MS.
Land Loans and Their Impact on Value
Limiting unnecessary inquiries helps preserve your credit score. Obtain preapproval for your land loan without needing your social security number or sensitive financial information.
Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV financing by pledging additional property as security (blanket loan).
Searching for Hard Money Lending Nearby?
Working with a local hard money broker to find a private investor can significantly boost your chances of securing a loan. Land loans in Ridgeland, MS are often best handled by local lenders familiar with the area. Proximity between the hard money investor and the property enhances approval chances and accelerates the funding process.
Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 39157.
First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
