Vacant Land Loan Lenders Huntersville, NC AI search of 2025!

Choose and compare among 240 land loan lenders operating in Huntersville, NC.

The average cost of an acre in NC is $60,302. The loan-to-value (LTV) ratio for undeveloped land ranges from 18.25% to 71.68%, while for developed land in NCName, the LTV is estimated to fall between 37.58% and 76.75%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements on the property.

Find out what land loan options and rates are available by contacting the best land loan lender in Huntersville, NC.

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all your hard money lending needs are fully met, Lendersa® AI technology will quickly match your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land with construction in NC.

Land loans and land value

By avoiding unnecessary inquiries, you can help maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

Construction loans and blanket loans are key elements of vacant land lending; you may qualify for 100% LTV (Loan-to-value) financing by pledging additional property as collateral (blanket loan).

Hard money lending near you?

Your chances of obtaining a loan increase significantly when you connect with a private investor through a local hard money broker; land loans in Huntersville, NC are best arranged by local lenders familiar with the area. Proximity between the hard money investor and the property enhances approval odds and speeds up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28078, 28070.



  • Rain City Capital
  • 1020, Charlotte, NC, 28206
  • We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.
  • Emory Funding
  • PO Box 77533, Charlotte, NC, 28271
  • "Emory Funding is the Premiere Hard Money Loan Solution lender. Emory Funding is owned by Ben Joffs and MeKell Joffs. They use their personal funds and work with a close group of lenders to finance all types of real estate projects: residential, commercial, rehab, construction."
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • R&V Funding LLC
  • 4524 Sedgewood Ln, Harrisburg, NC, 28075
  • At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality