Land loan Charlotte, North Carolina [2025with AI]

The average price per acre of land in NC is $44,038. The loan-to-value (LTV) for undeveloped land ranges from 17.37% to 61.79%, whereas for already developed land in NCName, the LTV on a loan typically ranges between 36.89% and 76.01%.

The actual value and LTV of any piece of land depend on its location, size, topography, zoning regulations, and any entitlements related to it.

Explore your land loan options and rates by reaching out to the leading land loan lender in Charlotte, NC.

The efficient land loan calculator

Lendersa® AI technology works to instantly connect your loan request with hundreds of direct hard money lenders, fulfilling all of your hard money lending requirements. Discover the best land loan rates today to finance any vacant land or land with construction in NC.

Land loans and appraisal

Avoiding unnecessary inquiries can help maintain a strong credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial data.

Construction loans and blanket loans are essential parts of financing vacant land; you could qualify for 100% LTV financing by using additional property as security (blanket loan).

Exploring hard money lending nearby?

Securing a private investor through a local hard money broker can greatly increase your chances of obtaining a loan. Land loans in Charlotte, NC might be best managed by local lenders familiar with the area. A short distance between the investor and the property enhances the likelihood of loan approval and accelerates the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 28269, 28262, 28105, 28280, 28282, 28209, 28208, 28205, 28204, 28207, 28206, 28203, 28202, 28227, 28226, 28278, 28270, 28273, 28277, 28134, 28216, 28217, 28214, 28215, 28212, 28213, 28210, 28211, 28244, 28126, 28130, 28201, 28218, 28219, 28220, 28221, 28222, 28223, 28224, 28228, 28229, 28230, 28231, 28232, 28233, 28234, 28235, 28237, 28241, 28242, 28243, 28246, 28247, 28253, 28254, 28255, 28256, 28258, 28260, 28263, 28265, 28266, 28271, 28272, 28274, 28275, 28281, 28284, 28285, 28287, 28288, 28289, 28290, 28296, 28297, 28299.

(404) 585-4878 Lender's profile and map Reviews Stream Mortgage Group LLC 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(804) 327-5720 Lender's profile and map Reviews Atlantic Union Bank 1051 E Cary St, Suite 103, Richmond, VA, 23219 Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
(252) 426-5403 Lender's profile and map Reviews Hertford Savings Bank, SSB 121 N Church St., Hertford, NC, 27944 Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
7038622770 Lender's profile and map Reviews DMV Residential Funding; LLC 12401 Braddock Road, Fairfax, VA, 22030 At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
4088212250 Lender's profile and map Reviews first bank of the lake 925 S Church St, Murfreesboro, TN, 37130 Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
3015413999 Lender's profile and map Reviews East Towne Capital LLC 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816 East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
2403907676 Lender's profile and map Reviews Capital Investors Direct 1201 Seven Locks Road Suite 360, Rockville, MD, 20854 Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
702-219-8229 Lender's profile and map Reviews ACC Mortgage 1801 Research Blvd Suite 410, Rockville, MD, 20850 ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi
3018007343 Lender's profile and map Reviews REID Lending Partners 11810 Grand Park Avenue,, North Bethesda, MD, 20852 REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.