Vacant Land Loan Lenders Kannapolis, NC AI search of 2025!

Browse and compare among 240 land loan lenders serving Kannapolis, NC.

The average cost for an acre of land in NC is $28,637. For undeveloped land, the loan-to-value (LTV) ratio generally ranges from 16.54% to 52.42%, whereas for loans on developed land in NCName, the estimated LTV is between 36.23% and 75.31%.

The actual value and LTV of any land depend on factors such as location, size, topography, zoning, and any entitlements already established for the land.

Learn about your land loan options and land loan rates by contacting the best land loan lender in Kannapolis, NC.

Compare loan offers from 100 lenders

The magic land loan calculator

To fully meet your hard money lending needs, Lendersa® AI technology instantly aligns your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today to finance any vacant land or land alongside construction in NC.

Land loans and land value

Reducing unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land lending; by pledging additional property as security (blanket loan), you may qualify for 100% LTV (Loan-to-value) financing.

Hard money lending near you?

Locating a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. Land loans in Kannapolis, NC are best handled by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property improves loan approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 28027, 28083, 28081, 28082.



  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.