Lenders using AI on vacant land in Baldwin, NY 2026!

Explore and compare among 281 land loan lenders operating in Baldwin, NY.

In NY, the average cost for an acre of land is $78,188. The loan-to-value (LTV) ratio for undeveloped land ranges from 19.21% to 82.56%, whereas for already developed land in NYName, the estimated LTV is between 38.35% and 77.56%.

The actual value and LTV of any land depend on its location, size, topography, zoning, and any entitlements it has received.

Discover your land loan options and rates by contacting the leading land loan lender in Baldwin, NY.

Explore loan offers from 100 lenders

The extraordinary land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology quickly matches your loan application with hundreds of direct hard money lenders. Discover the best land loan rates today for funding any type of vacant land or land plus construction in NY.

Land loans and valuation

Avoiding unnecessary inquiries will help maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial details.

Construction and blanket loans are closely tied to vacant land lending; you may qualify for 100% LTV financing by offering additional property as security (blanket loan).

Seeking hard money lending nearby?

Finding a private investor through a local hard money broker can greatly boost your chances of securing a loan. Arranging land loans in Baldwin, NY is often best accomplished by local lenders familiar with the area. A short distance between the investor and the property increases loan approval rates and quickens the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 11510.



  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Lends in New York
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est

  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • Lends in New York
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip.""
    Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New York
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
    Suite 405, Purchase New York 10577.

    We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
    We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50

  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New York
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
    Suite 405, Purchase New York 10577.

    We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.

    We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding

  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Lends in New York
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New York
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Lends in New York
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,

  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • Lends in New York
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.

  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New York
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New York
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.