Land loan lenders for Oceanside, NY AI 2025!

Explore and compare offers from 261 land loan lenders available in Oceanside, NY.

The typical price for an acre of land in NY is $93,982. The loan-to-value ratio (LTV) for undeveloped land ranges from 20.07% to 92.17%, while for developed land in NYName, the estimated LTV is between 39.03% and 78.28%.

The real value and loan LTV of any land depend on factors like its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and rates by contacting the leading land loan lender in Oceanside, NY.

Review loan offers from 100 lenders

The Amazing Land Loan Calculator

To meet all your hard money lending needs, Lendersa® AI technology will quickly connect your loan request with hundreds of direct hard money lenders. Now, you can find the best land loan rates to fund any vacant land or land development projects in NY.

Land Loans and Their Value

Avoiding unnecessary inquiries can maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial information.

Construction loans and blanket loans are fundamental to vacant land financing, potentially allowing you to qualify for 100% LTV financing by using additional property as security, commonly referred to as a blanket loan.

Want Hard Money Lending Locally?

Connecting with a private investor through a local hard money broker significantly improves your chances of obtaining a loan. In Oceanside, NY, local lenders who are familiar with the area often arrange land loans best. Proximity between the hard money lender and the property improves the odds of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 11572.



  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
  • HouseMax Funding
  • 1301 S MoPac Expy Suite 110, Austin, TX, 78746
  • One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses.The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers.
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options