Land loan lenders for Montgomery, NY AI 2026!

Choose and compare among 281 land loan providers in Montgomery, NY.

The average cost per acre of land in NY is $49,135. For undeveloped land, the loan-to-value (LTV) ratio ranges from 17.65% to 64.89%, while for already developed land in NYName, the estimated LTV can vary between 37.11% and 76.24%.

The real value and loan LTV of any parcel of land depend on its location, size, topography, zoning regulations, and any entitlements it possesses.

Discover your land loan options and rates by reaching out to the top land loan lender in Montgomery, NY.

Check loan offers from 100 lenders

The magical land loan calculator

Lendersa® AI technology ensures that all your hard money lending needs are met by swiftly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land with construction in NY.

Land loans and property value

Avoiding unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without needing to disclose your social security number or other sensitive financial details.

Construction loans and blanket loans are key components of vacant land lending; you might qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Is hard money lending nearby?

Finding a private investor through a local hard money broker can significantly enhance your loan approval chances. Land loans in Montgomery, NY are often best managed by local lenders familiar with the community. A short distance between the hard money investor and the property increases the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 12586, 12543, 12549, 12575.



  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • Lends in New York
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!

  • Jet Capital Funding
  • 97 S Sewalls Point Rd, Stuart, FL, 34996
  • Lends in New York
  • "Elevate your portfolio with Jet Real Estate. Led by Jamison Troutman, we bridge the gap between residential grit and high-stakes commercial investment. Whether you’re acquiring your first multi-family unit or closing a $100 million commercial deal, our team delivers the personalized strategy and market expertise needed to navigate today’s dynamic landscape with absolute precision." Call  561-827-5744

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in New York
  • Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in New York
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw

  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in New York
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc

  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • Lends in New York
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.

  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Lends in New York
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal

  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Lends in New York
  • ## Welcome to Jamison Troutman Real Estate

    ### Your Trusted Partner in Real Estate Financing
    At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with

  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Lends in New York
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in New York
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in New York
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne