Land loan lenders for Schenectady, NY AI 2025!

Explore and compare among 251 land loan lenders operating in Schenectady, NY.

The average cost for an acre in NY is $21,757. The loan-to-value (LTV) ratio for undeveloped land falls between 16.17% and 48.23%, while for developed land, the LTV is estimated to range from 35.93% to 74.99%.

The actual value and LTV of any piece of land depend on its location, size, topography, zoning, and any entitlements associated with it.

Discover your land loan options and rates by contacting the best land loan provider in Schenectady, NY.

Check offers from 100 lenders

The innovative land loan calculator

Lendersa®'s AI technology rapidly aligns your loan request with hundreds of direct hard money lenders to meet all your lending needs. Discover the most competitive land loan rates today to fund any kind of vacant land or land plus construction project in NY.

Land loans and assessing property value

Minimizing unnecessary inquiries can help maintain your credit score. You can preapprove your land loan without needing to provide your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land financing; you may qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Looking for hard money lending nearby?

Your chances of securing a loan improve significantly when you connect with a private investor through a local hard money broker. Land loans in Schenectady, NY are best facilitated by local lenders who understand the neighborhood. Proximity between the investor and the property increases approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 12305, 12304, 12307, 12308, 12301, 12325, 12345.



  • Turner Capital
  • 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
  • Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • sovereign Capital Funding Llc
  • 34900 Clear Creek Dr North Ridgeville, North Ridgeville, OH, 44039
  • Sovereign Capital Funding LLC is your trusted partner in private lending. With over 20 years of expertise since 2003, we guarantee fast closings and seamless underwriting, making complex funding simple and efficient! Explore our premier services and discover dependable solutions today. Trust the right experience—choose Sovereign! Contact us at info