Land loan lenders for Schenectady, NY AI 2025!

Explore and compare among 261 land loan lenders operating in Schenectady, NY.

The average cost for an acre in NY is $21,757. The loan-to-value (LTV) ratio for undeveloped land falls between 16.17% and 48.23%, while for developed land, the LTV is estimated to range from 35.93% to 74.99%.

The actual value and LTV of any piece of land depend on its location, size, topography, zoning, and any entitlements associated with it.

Discover your land loan options and rates by contacting the best land loan provider in Schenectady, NY.

Check offers from 100 lenders

The innovative land loan calculator

Lendersa®'s AI technology rapidly aligns your loan request with hundreds of direct hard money lenders to meet all your lending needs. Discover the most competitive land loan rates today to fund any kind of vacant land or land plus construction project in NY.

Land loans and assessing property value

Minimizing unnecessary inquiries can help maintain your credit score. You can preapprove your land loan without needing to provide your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land financing; you may qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Looking for hard money lending nearby?

Your chances of securing a loan improve significantly when you connect with a private investor through a local hard money broker. Land loans in Schenectady, NY are best facilitated by local lenders who understand the neighborhood. Proximity between the investor and the property increases approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 12305, 12304, 12307, 12308, 12301, 12325, 12345.



  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi
  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
  • Turner Capital
  • 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
  • Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario. DSCR- down to 0.00 Bank Statement 12/24 months 1 YEAR UN Audited P&L Second Chance- low credit/tradelines/no credit Foreign National- No income/ no credit requi
  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi