Lenders using AI on vacant land in Guilderland, NY 2025!

Select and compare between 261 land loan lenders available in Guilderland, NY.

The typical cost for an acre of land in NY is $50,547. The loan-to-value ratio (LTV) for undeveloped land varies from 17.72% to 65.75%, while for loans on developed land in NYName, the estimated LTV ranges between 37.17% and 76.30%.

The actual value and loan LTV of any piece of land depend on its location, size, terrain, zoning, and any entitlements associated with the land.

To discover your land loan options and current rates, contact the top land loan lender in Guilderland, NY.

Check loan offers from 100 lenders

The Marvelous Land Loan Calculator

With Lendersa® AI technology, all your hard money lending needs are addressed by rapidly connecting your loan application with numerous direct hard money lenders. Explore the best land loan rates today for financing vacant land or land development in NY.

Land Loans and Their Impact on Value

Reducing unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to reveal your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land lending. You might qualify for 100% LTV financing by using additional property as collateral, known as a blanket loan.

Interested in Local Hard Money Lending?

Working with a private investor found via a local hard money broker can greatly increase your chances of securing a loan. In Guilderland, NY, local lenders familiar with the area often provide the best arrangements. Close proximity between the hard money lender and the property boosts loan approval odds and accelerates funding.

Use the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 12203, 12186, 12159, 12084, 12085, 12009, 12303, 12222, 12212, 12214, 12225, 12227, 12249.



  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lionscove provides swift, reliable real estate-backed loans, catering specifically to the needs of investors. With an unwavering commitment to speed and assurance, Lionscove excels in closing most loans in under two weeks. Whether you're investing in your first property or expanding your portfolio, trust Lionscove to be your dedicated financial par
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize