Lenders using AI on vacant land in Guilderland, NY 2025!

Select and compare between 251 land loan lenders available in Guilderland, NY.

The typical cost for an acre of land in NY is $50,547. The loan-to-value ratio (LTV) for undeveloped land varies from 17.72% to 65.75%, while for loans on developed land in NYName, the estimated LTV ranges between 37.17% and 76.30%.

The actual value and loan LTV of any piece of land depend on its location, size, terrain, zoning, and any entitlements associated with the land.

To discover your land loan options and current rates, contact the top land loan lender in Guilderland, NY.

Check loan offers from 100 lenders

The Marvelous Land Loan Calculator

With Lendersa® AI technology, all your hard money lending needs are addressed by rapidly connecting your loan application with numerous direct hard money lenders. Explore the best land loan rates today for financing vacant land or land development in NY.

Land Loans and Their Impact on Value

Reducing unnecessary inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to reveal your social security number or sensitive financial information.

Construction and blanket loans are integral to vacant land lending. You might qualify for 100% LTV financing by using additional property as collateral, known as a blanket loan.

Interested in Local Hard Money Lending?

Working with a private investor found via a local hard money broker can greatly increase your chances of securing a loan. In Guilderland, NY, local lenders familiar with the area often provide the best arrangements. Close proximity between the hard money lender and the property boosts loan approval odds and accelerates funding.

Use the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 12203, 12186, 12159, 12084, 12085, 12009, 12303, 12222, 12212, 12214, 12225, 12227, 12249.



  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
  • The National Bank of Coxsackie
  • 3-7 Reed Street, Coxsackie, NY, 12051
  • At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.
  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • BH As a Hard Money Loan Lender, I have built a portfolio of 50+ personal private lenders and loan companies, making us a trusted resource in the industry. With almost a decade of experience, our company has successfully facilitated a wide range of loans, catering to various needs and situations. Because we are not bonded to one specific compa