Lenders Financing Vacant Land in Smithtown, NY in 2026
Explore and compare options among 311 land loan lenders available in Smithtown, NY.
The average cost per acre in NY is $97,148. The loan-to-value (LTV) for undeveloped land ranges from 20.24% to 94.09%, while for developed plots, the LTV can be between 39.16% and 78.43%.
The true value and LTV significantlmand largely depend on its location, size, topography, zoning, and any entitlements it may have.
Discover your land loan options and current rates by contacting the top land loan lender in Smithtown, NY.
To meet all your hard money lending needs, Lendersa®'s AI technology efficiently pairs your loan request with hundreds of direct hard money lenders. Discover the most competitive land loan rates today for financing any vacant land or land plus construction projects in NY.
Land loans and property value
Minimizing unnecessary inquiries can protect your credit score. Achieve pre-approval for your land loan without requiring your social security number or sensitive financial information.
Construction and blanket loans are common in vacant land lending. You might qualify for 100% LTV financing if you use additional property as collateral (blanket loan).
Seeking hard money lending locally?
Your chances of securing a loan rise significantly when you find a private investor through a local hard money broker. Land loans in Smithtown, NY are best facilitated by local lenders who know the area well. Keeping the hard money investor nearby improves approval odds and speeds up the funding process.
Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 11768.
Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
Lends in New York
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,
All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
201 Old Country Road, Suite 200, Melville, NY, 11747
Lends in New York
Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
Coast to Coast Capital Advisors provides fast, flexible financing for real estate investors nationwide. We specialize in DSCR, fix-and-flip, new construction, bridge, and commercial loans with competitive terms and quick closings.
Stormfield Capital is an institutional private credit manager with deep expertise in lower middle-market commercial real estate bridge lending. Through our technology enabled funding platform we specialize in originating and acquiring short term senior loans secured by commercial and residential investment properties.
Business Description: Stormfield Capital is a direct balance-sheet lender based in Southport, Connecticut, that has funded $2.4B+ across 2,100+ loans since 2015. The firm offers eight loan programs across residential and commercial real estate, including fix and flip, residential bridge, new construction, and multifamily value-add loans, as well as condo inventory, multifamily stabilization, NNN lease retail, and bridge-to-perm loans, along with in-house loan servicing.
