Land loan lenders for Xenia, OH AI 2026!

Explore and compare among 262 lenders offering land loans in Xenia, OH.

In OH, the typical cost per acre is $20,477. The loan-to-value (LTV) ratio for undeveloped land varies from 16.10% to 47.46%. For developed properties in OHName, the LTV estimate falls between 35.88% and 74.93%.

The true value and the LTV of land loans depend on factors such as location, size, topography, zoning, and any entitlements related to the land.

To discover your land loan options and the latest rates, contact the leading land loan lender in Xenia, OH.

Review offers from 100 lenders

The magic land loan calculator

Lendersa®'s AI technology ensures that your loan application is promptly matched with numerous direct hard money lenders to satisfy all your needs. Discover the most competitive land loan rates today for financing vacant land or land plus construction projects in OH.

Understanding land loans and value

To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial details.

Loans for construction and blanket loans are integral to vacant land lending; you might qualify for full 100% LTV (Loan to Value) financing by pledging additional property as security through a blanket loan.

Seeking hard money lending nearby?

Connecting with a private investor through a local hard money broker significantly boosts your prospects of obtaining a loan. Arranging land loans in Xenia, OH is best managed by local lenders familiar with the area. Proximity between the property and the investor can enhance the likelihood of approval and accelerate the funding timeline.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 45385.



  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in Ohio
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • Lends in Ohio
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper

  • The Home Loans Company
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • Lends in Ohio
  • The Home Loans Co, based in Anaheim, is your trusted partner for mortgage solutions in California. Specializing in a range of services including residential and commercial property loans, refinancing, and home equity options, we're committed to guiding you through your homeownership journey. Whether you're a first-time buyer or a seasoned investor,

  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • Lends in Ohio
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.

    Based on our experi

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • Lends in Ohio
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o

  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Lends in Ohio
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun

  • PrideCo Loans Inc.
  • 1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
  • Lends in Ohio
  • PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.

  • Temple View Capital
  • 105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
  • Lends in Ohio
  • Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.

  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • Lends in Ohio
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day.
    At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.

  • Diversified Financing solutions
  • 16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
  • Lends in Ohio
  • Unlock your financial potential with Diversified Financing Solutions, spearheaded by Kip Adkins. Our mission is tailored financial strategies to ensure your business thrives. We offer unique, client-focused solutions designed to drive growth and efficiency. Connect with us to elevate your financial future.

  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • Lends in Ohio
  • • 80-90% of Purchase
    • 110% of Rehab/Construction
    • Rental Property Financing
    • Loans up to $50,000,000
    • Bridge Financing
    • Foreign National Financing Available
    • Multifamily Hard Money Lending
    •Residential or Commercial Hard Money Lending
    • Fix and Flips or New Construction
    • Non Qualified Mortgage
    • Portfolio Loan
    • 30 Year Fixe