Land loan lenders for Trotwood, OH AI 2025!

Explore and compare among 235 land loan lenders available in Trotwood, OH.

The average cost per acre of land in OH is $14,433. For undeveloped land, the loan-to-value (LTV) ratio is between 15.78% and 43.78%. For loans on already developed land in OHName, the estimated LTV ranges from 35.62% to 74.66%.

The actual value and loan LTV of any land depend on factors like its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and the latest rates by reaching out to the top land loan lender in Trotwood, OH.

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The magic land loan calculator

Lendersa®'s AI technology seamlessly matches your loan request with hundreds of direct hard money lenders, ensuring all your lending needs are met. Explore the best land loan rates today to finance any kind of vacant land or land plus construction in OH.

Land loans and evaluating land value

Avoid unnecessary credit inquiries to protect your credit score. Secure preapproval for your land loan without revealing your social security number or other sensitive information.

Construction loans and blanket loans are key components of vacant land financing. You might qualify for up to 100% LTV (Loan to Value) financing by pledging additional property as security through a blanket loan.

Hard money lending options nearby?

Finding a private investor through a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Trotwood, OH are optimally handled by local lenders familiar with the community. Shorter distances between the investor and the property improve approval chances and speed up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 45315, 45426, 45417, 45416.



  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • The Mortgage Concierge
  • 6840 Caine Road, Columbus, OH, 43235
  • Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Metamora State Bank
  • 120 East Main Street, Metamora, OH, 43540
  • MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.