Land loan lenders in Troy, Ohio [2026with AI]

In OH, the average cost per acre of land stands at $28,200. The loan-to-value (LTV) ratio for undeveloped land is anywhere between 16.52% and 52.15%, while for developed land in OHName, the estimated LTV ranges from 36.21% to 75.29%.

The real value and LTV for any piece of land rely on its location, size, topography, zoning, and any entitlements that have been completed.

Discover available land loan options and current rates by reaching out to the best land loan lender in Troy, OH.

The magic land loan calculator

To address all your hard money lending requirements, Lendersa® AI technology quickly connects your loan request with a multitude of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or construction projects in OH.

Land loans and evaluating land value

Minimizing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Construction loans and blanket loans are essential to vacant land financing; you might be eligible for 100% LTV (Loan to Value) financing by agreeing to use additional property as security (blanket loan).

Hard money lending in your vicinity?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. In Troy, OH, land loans are best arranged by local lenders familiar with the community. A shorter distance between the investor and the property can enhance approval likelihood and speed up the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 45373.

Troy Land Loan Lenders
(937) 833-2176 Lender's profile and map The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 Lends in Ohio The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(419) 628-2351 Lender's profile and map Minster Bank 95 W. 4th St., Minster, OH, 45865 Lends in Ohio Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
(937) 996-1071 Lender's profile and map The Famers State Bank (New Madison, OH) 101 S. Main St., New Madison, OH, 45346 Lends in Ohio The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
(513) 726-6471 Lender's profile and map Somerville Bank 197 South Main, Somerville, OH, 45064 Lends in Ohio Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(513) 932-1414 Lender's profile and map Columbus First Bank 2 N. Broadway, Lebanon, OH, 45036 Lends in Ohio Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
(513) 942-3500 Lender's profile and map Guardian Savings Bank 6100 West Chester Road, West Chester, OH, 45069 Lends in Ohio Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
513 247 0501 Lender's profile and map Build Realty 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242 Lends in Ohio Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
(866) 654-5363 Lender's profile and map The Mortgage Concierge 6840 Caine Road, Columbus, OH, 43235 Lends in Ohio Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
(513) 613-4834 Lender's profile and map Cinfed Credit Union 4801 Kennedy Avenue, Cincinnati, OH, 45209 Lends in Ohio Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
Also lends in Ohio
(765) 962-2581 Lender's profile and map First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.