Land loan lenders for Portland, OR AI 2026!

Browse and evaluate options among 274 land loan lenders operating in Portland, OR.

In OR, the average price for an acre of land is $82,377. The Loan-to-Value (LTV) for undeveloped land varies from 19.44% to 85.11%, whereas for loans on developed land in ORName, the estimated LTV ranges from 38.53% to 77.76%.

The real value and LTV of any land depend on its particular location, size, topography, zoning, and any entitlements associated with it.

Learn about your land loan possibilities and rates by contacting the leading land loan lender in Portland, OR.

Explore loan offers from 100 lenders

The Outstanding Land Loan Calculator

Lendersa® AI technology ensures all your hard money lending requirements are addressed by quickly matching your loan request with numerous direct hard money lenders. Discover the best land loan rates today to fund any vacant land or land plus construction projects in OR.

Land Loans and Evaluating Property

Minimizing unnecessary credit inquiries will help maintain your credit score. Acquire preapproval for your land loan without needing your social security number or sensitive financial information.

Construction loans and blanket loans are essential in the world of vacant land financing, and you may qualify for 100% Loan-to-Value financing by pledging additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker greatly increases your chances of obtaining a loan. Land loans in Portland, OR are best managed by local lenders acquainted with the area. Close proximity between the investor and the property can enhance approval odds and speed up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 97227.



Portland Land Loan Lenders

  • Schmidt Home Loans
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Lends in Oregon
  • Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,

  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • Lends in Oregon
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.

  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Lends in Oregon
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.

  • The Lindley Team, Mortgage Lenders
  • thelindleyteam1@gmail.com, Portland, OR, 97223
  • Lends in Oregon
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.

  • Community Financial Corporation
  • 412 A Ave, Suite 150, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.

    We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.

  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • Lends in Oregon
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co

  • IGR Mortgage Services
  • 52 Galen St, Lake Oswego, OR, 97035
  • Lends in Oregon
  • IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.

  • Clackamas County Bank
  • 38975 Proctor Blvd., Sandy, OR, 97055
  • Lends in Oregon
  • To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • Lends in Oregon
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • Oregon State Credit Union
  • 4800 SW Research Way, Corvallis, OR, 97333
  • Lends in Oregon
  • Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.