Lenders using AI on vacant land in Cheltenham, PA 2026!

Choose and compare from among the 292 land loan lenders available in Cheltenham, PA.

In PA, an acre of land costs on average $55,653. The LTV for undeveloped land lies between 18.00% and 68.85%, while for developed parcels, it's estimated to range from 37.39% to 76.54%.

The actual value and loan-to-value ratio of land are influenced by its location, size, terrain, zoning, and any existing entitlements.

Discover your options for land loans and rates by reaching out to the top land loan lender in Cheltenham, PA.

Compare loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending needs, Lendersa®'s AI technology will instantly connect your loan application with hundreds of direct hard money lenders. You can now find the best land loan rates today for any kind of vacant land or combined land and construction project in PA.

Land loans and property valuation

Reduce impact on your credit score by avoiding unnecessary inquiries. You can pre-qualify for your land loan without the need to provide your social security number or any sensitive financial details.

Vacant land lending often involves construction loans and blanket loans; you may qualify for 100% loan-to-value (LTV) financing by using additional property as collateral (blanket loan).

Is hard money lending available nearby?

By finding a private investor via a local hard money broker, your chances of obtaining a loan grow significantly. Land loans in Cheltenham, PA are best managed by local lenders who know the area well. The close proximity between the hard money investor and the property can enhance approval odds and expedite funding.

Utilize Lendersa®'s land loan calculator to locate vacant land loan lenders within the zip codes 19038.



Cheltenham Land Loan Lenders

  • Direct Mortgage Loan Company
  • 7112 Germantown Ave, Philadelphia, PA, 19119
  • Lends in Pennsylvania
  • Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial

  • Bluebird Lending
  • 29 Bala Avenue, Bala Cynwyd, PA, 19004
  • Lends in Pennsylvania
  • Unlock real estate potential with Bluebird Lending, the leading business purpose lender for residential investors. We offer a blend of competitive rates, high leverage, and dedicated service, supporting developers, builders, and investors in acquiring, enhancing, and refinancing 1-4 family properties. Partner with us to transform your investment vi

  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Lends in Pennsylvania
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending

  • Spring Garden Lending Group LLC
  • 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
  • Lends in Pennsylvania
  • A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.

  • Bluebird Lending
  • 1845 Walnut St, Suite 910, Philadelphia, PA, 19103
  • Lends in Pennsylvania
  • No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c

  • Diligence Capital Advisors
  • 1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
  • Lends in Pennsylvania
  • Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev

  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • Lends in Pennsylvania
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs.
    Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class

  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • Lends in Pennsylvania
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process
    No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges.
    Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.

  • Approved Business Lending Inc
  • 148 E Street Rd, Feasterville, PA, 19053
  • Lends in Pennsylvania
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific needs. Like ou

  • Centric Mortgage LLC
  • 550 State Road, Suite 214, Bensalem, PA, 19020
  • Lends in Pennsylvania
  • Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more