Lenders using AI on vacant land in Providence, RI 2026!

Explore and compare among 233 land loan lenders who offer services in Providence, RI.

The typical price for an acre of land in RI is $40,497. The loan-to-value (LTV) ratio for undeveloped areas falls between 17.18% and 59.63%, whereas LTV for loans on already developed land in RIName ranges from 36.74% to 75.85%.

The true worth and loan LTV of any plot is determined by its location, size, topography, zoning rules, and any entitlements on the land.

Discover your opportunities for land loans and current rate options by reaching out to the premier land loan lender in Providence, RI.

Review loan offers from 100 different lenders

The incredible land loan calculator

To ensure all of your hard money lending requirements are satisfied, Lendersa® AI technology swiftly aligns your loan request with hundreds of direct hard money lenders. Find exceptional land loan rates today to finance any variety of vacant land or land including construction in RI.

Land loans and property valuation

Reducing unnecessary inquiries helps protect your credit score. Obtain preapproval for your land loan without the need to provide your social security number or any sensitive financial data.

Blanket loans and construction loans are integral to vacant land lending, potentially qualifying you for 100% LTV (Loan to Value) financing when you offer additional properties as security (blanket loan).

Looking for hard money lenders nearby?

Securing a loan through a private investor found via a local hard money broker significantly boosts your chances. Land loans in Providence, RI are best managed by local lenders who understand the neighborhood. Reducing the distance between the hard money investor and the property enhances the odds of loan approval and speeds up the funding process.

Employ the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 02903, 02906, 02907, 02905, 02908, 02909, 02904, 02912, 02901, 02902, 02918, 02940.



  • Riverbank Business Capital
  • 444 N Michigan Ave, Chicago, IL, 60611
  • Lends in Rhode Island
  • Riverbank Business Capital

    Fueling Real Estate Investment Growth

    Riverbank Business Capital helps investors and entrepreneurs access flexible commercial financing for Multi Family, Mixed Use, Retail, Warehouse, Self Storage, Automotive properties, no income documentation, fast process. Ready to strengthen your cash flow and seize new opportunities, to purchase, refinance or cash-out? We fund fast Call 800-575-7144 or email [email protected].

  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Rhode Island
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Rhode Island
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in Rhode Island
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in Rhode Island
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Lends in Rhode Island
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi

  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Lends in Rhode Island
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.

  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • Lends in Rhode Island
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC**

    **About Us**
    Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency.

    **Our Commitment**
    We stand out by providing clarity in every transaction, making your financial aspiratio

  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Lends in Rhode Island
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.

  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in Rhode Island
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202

  • Cornerstone Business Capital
  • 1445 Woodmont Lane Northwest #2204, Atlanta, GA, 30318
  • Lends in Rhode Island
  • Cornerstone Business Capital

    Business financing 

    Cornerstone Business Capital empowers small businesses with fast, flexible funding solutions that keep cash flow strong and growth on track. Get growth capital with a straightforward process and supportive guidance. Call 404-476-1287 or visit cornerstonebusinesscapital.com for all lending products available.