Lenders using AI on vacant land in Charleston, SC 2025!
Choose from and compare amongst 239 land loan providers in Charleston, SC.
In SC, an acre of land is typically priced at $66,073. The loan-to-value ratio (LTV) for undeveloped land generally falls between 18.56% and 75.19%, whereas the LTV for loans on developed land in SCName is estimated to lie between 37.83% and 77.01%.
A land's actual market value and loan LTV are determined by its location, dimensions, terrain, zoning regulations, and any existing entitlements.
Discover what land loan options and rates are available to you by reaching out to the leading land loan lender in Charleston, SC.
To meet all your hard money lending requirements, Lendersa® uses advanced AI technology to immediately connect your loan request with hundreds of direct hard money lenders. Now, you can find the best land loan rates today for funding any kind of vacant land or land with construction in SC.
Understanding Land Loans and Their Value
By minimizing unnecessary inquiries, you can preserve your credit score. Get pre-approved for a land loan without needing to provide your social security number or any sensitive financial information.
For vacant land lending, construction loans and blanket loans are commonplace; you might be eligible for 100% LTV financing if additional property is used as collateral (blanket loan).
Are You Looking for Hard Money Lending Nearby?
Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. Land loans in Charleston, SC are best arranged by local lenders familiar with the area. Reducing the distance between the hard money investor and the property can increase loan approval odds and expedite the funding process.
Leverage the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 29414, 29424, 29455, 29407, 29401, 29403, 29409, 29492, 29412, 29402, 29413, 29417, 29422, 29425, 29457.
578 East Bay Street, Suite D, Charleston, SC, 29403
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
1ST FEDERAL SAVINGS BANK OF SC, INC.
“The Family Bank”
Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
111 Executive Center Drive, Suite 225, Columbia, SC, 29210
Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.