Lenders using AI on vacant land in North-Charleston, SC 2026!

Choose and compare from 282 land loan lenders operating in North-Charleston, SC.

The average cost per acre of land in SC is $34,032. The loan-to-value ratio for undeveloped land ranges from 16.83% to 55.70%, while the estimated LTV for loans on already developed land in SCName falls between 36.46% and 75.55%.

The actual value and the loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.

Discover your options for land loans and the relevant rates by contacting the leading land loan lender in North-Charleston, SC.

Compare loan offers from 100 lenders

The amazing land loan calculator

Lendersa® AI technology ensures all your hard money lending needs are met by instantly matching your loan request with numerous direct hard money lenders. Explore the most competitive land loan rates today to finance any vacant land or land plus construction ventures in SC.

Land loans and determining land value

Avoiding unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are integral parts of vacant land lending; you might qualify for 100% LTV (Loan to Value) financing when you pledge additional property as security (blanket loan).

Interested in hard money lending nearby?

Finding a private investor through a local hard money broker can significantly enhance your chances of obtaining a loan. In North-Charleston, SC, local lenders familiar with the area can best arrange land loans. A close proximity between the hard money investor and the property can improve the chances of loan approval and expedite the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 29423.



North-Charleston Land Loan Lenders

  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lends in South Carolina
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.

  • Beacon Community Bank
  • 578 East Bay Street, Suite D, Charleston, SC, 29403
  • Lends in South Carolina
  • In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.

  • Home Spring Mortgage
  • 5363 Creek View Ln, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.

  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Lends in South Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.