Land loan lenders for Summerville, SC AI 2026!

Consider and contrast options from 282 land loan providers available in Summerville, SC.

In SC, an acre of land typically costs $41,617. The loan-to-value ratio for undeveloped land is between 17.24% and 60.31%, while for developed land in SCName, it lies between 36.78% and 75.90%.

The true worth and loan-to-value ratio of land can vary based on factors such as location, dimensions, terrain, zoning, and any applied development entitlements.

Discover your land loan opportunities and rates by connecting with the premier land loan lender in Summerville, SC.

Compare offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology promptly aligns your loan application with numerous direct hard money lenders to meet your lending requirements. You can explore the best land loan rates today to finance vacant land or land with construction areas in SC.

Insights into Land Loans and Land Values

Lowering unnecessary credit inquiries can help maintain your credit score. You can secure preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are integral components of vacant land financing. You might qualify for 100% LTV financing if you agree to pledge additional property as collateral (blanket loan).

Looking for Hard Money Lending Near You?

Your chances of securing a loan improve significantly when you find a private investor through a local hard money broker; local lenders familiar with Summerville, SC are best suited to arrange land loans. Proximity between the hard money lender and the property not only enhances approval chances but also speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 29485.



Summerville Land Loan Lenders

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Home Spring Mortgage
  • 5363 Creek View Ln, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • Beacon Community Bank
  • 578 East Bay Street, Suite D, Charleston, SC, 29403
  • Lends in South Carolina
  • In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.

  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lends in South Carolina
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.