Vacant Land Loan Lenders Harriman, TN AI search of 2026!

Select and compare from 298 land loan lenders available in Harriman, TN.

The average cost for an acre of land in TN is $21,100. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.14% to 47.83%, while the estimated LTV for loans on already developed land in TNName is anywhere between 35.90% and 74.96%.

The actual value and LTV of any piece of land depend on its location, size, topography, zoning, and any entitlements that have been applied.

Find out your land loan options and current rates by reaching out to the best land loan lender in Harriman, TN.

Review offers from 100 lenders

The Essential Land Loan Calculator

Lendersa®'s AI technology swiftly connects your loan request with hundreds of direct hard money lenders to ensure all your hard money lending needs are fulfilled. Discover the best land loan rates today for funding various types of vacant land or land plus construction in TN.

Land Loans and Property Value

Reducing unnecessary inquiries is beneficial for maintaining your credit score. Achieve preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are key aspects of vacant land lending; by pledging additional properties as security, you may qualify for 100% LTV financing (blanket loan).

Need Hard Money Lending in Your Area?

Securing a private investor through a local hard money broker can greatly enhance your chances of obtaining a loan. Land loans in Harriman, TN are best arranged by local lenders who are familiar with the neighborhood. The proximity between the hard money investor and the property can increase approval chances and speed up the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 37748.



Harriman Land Loan Lenders

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • Lends in Tennessee
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.

  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Lends in Tennessee
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • Copper Basin Federal Credit Union
  • 771 Ocoee Street, Copperhill, TN, 37317
  • Lends in Tennessee
  • Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Lends in Tennessee
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • Lends in Tennessee
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve

  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in Tennessee
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202