Complete List of Vacant Land Lenders for Oak-Ridge, TN with AI help!

Choose and compare among 250 land loan lenders available in Oak-Ridge, TN.

The average cost for an acre of land in TN is $31,003. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.67% to 53.86%, whereas for loans on developed land in TNName, the estimated LTV is between 36.33% and 75.41%.

The actual value and loan LTV of a parcel depend on its location, size, topography, zoning, and any entitlements granted to it.

Explore your land loan options and discover current rates by contacting the leading land loan lender in Oak-Ridge, TN.

Review loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any kind of vacant land or land plus construction in TN.

Land Loans and Property Value

Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are essential in vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional properties as security (blanket loan).

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in Oak-Ridge, TN are best managed by local lenders familiar with the area. Proximity between the hard money investor and the property enhances approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 37830, 37831.



  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
  • Copper Basin Federal Credit Union
  • 771 Ocoee Street, Copperhill, TN, 37317
  • Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve