Lenders using AI on vacant land in Knoxville, TN 2026!

Choose and assess among 298 land loan lenders available in Knoxville, TN.

An acre of land in TN typically costs $27,135. The loan-to-value (LTV) ratio for undeveloped land spans from 16.46% to 51.51%, while for developed land in TNName, the estimated LTV ranges from 36.16% to 75.24%.

The true value and LTV ratio of any piece of land depend largely on its location, dimensions, landscape, zoning regulations, and any established entitlements.

Discover your land loan options and rates by getting in touch with the top land loan lender in Knoxville, TN.

View loan offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® employs AI technology to swiftly align your loan request with numerous direct hard money lenders, covering all of your hard money lending requirements. Discover the most competitive land loan rates right now for any type of vacant land or land plus construction in TN.

Land Loans and Land Value

Reducing unnecessary inquiries is beneficial for maintaining your credit score. Get preapproved for a land loan without the need to disclose your social security number or other sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; you could qualify for 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Need a Hard Money Lender Nearby?

Finding a private investor through a local hard money broker significantly improves your chances of obtaining a loan. Land loans in Knoxville, TN are best arranged by local lenders who understand the community. The closer the hard money investor is to the property, the better the chances of loan approval and a quicker funding process.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan lenders in zip codes 37918.



Knoxville Land Loan Lenders

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • Lends in Tennessee
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • Lends in Tennessee
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.

  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Lends in Tennessee
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.

  • Copper Basin Federal Credit Union
  • 771 Ocoee Street, Copperhill, TN, 37317
  • Lends in Tennessee
  • Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Lends in Tennessee
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.

  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way