Land loan lenders for Johnson-City, TN AI 2026!

Select and compare among 277 land loan lenders available in Johnson-City, TN.

The average cost of an acre of land in TN is $33,812. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.82% to 55.57%, and the estimated LTV for loans on developed land in TNName is between 36.45% and 75.54%.

The actual value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements applied to the land.

Explore your land loan options and current rates by consulting with the top land loan lender in Johnson-City, TN.

Review loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all your hard money lending needs are fulfilled, Lendersa® AI technology instantly matches your loan request with numerous direct hard money lenders. Discover the best land loan rates today for funding various types of vacant land or land plus construction in TN.

Land Loans and Land Value

Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Near You?

Locating a private investor through a local hard money broker significantly improves your loan approval chances. Land loans in Johnson-City, TN are best arranged by local lenders familiar with the area. Close proximity between the hard money investor and the property enhances the likelihood of approval and quickens the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 37614, 37615, 37601, 37604, 37602, 37605, 37684.



  • Asset View Capital
  • 45 Dan Road, Canton, MA, 02021
  • Lends in Tennessee
  • Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond.

    As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S

  • ALTO Capital
  • 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162
  • Lends in Tennessee
  • At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business.

    With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.

  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in Tennessee
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing
    Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide

    We offer the following kinds of loans;
    * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *

  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • Lends in Tennessee
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!

    Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t

  • Project Funding Ai
  • 407 Lincoln Rd, Miami Beach, FL, 33139
  • Lends in Tennessee
  • Discover Project Funding AI, your trusted partner in real estate finance. Utilizing smart AI technology, we fund residential and commercial projects nationwide. With no upper limit and a minimum loan of $300,000, your ambitious real estate visions can become reality. Connect with us to transform your ideas into solid foundations. Email john@project

  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • Lends in Tennessee
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.

  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • Lends in Tennessee
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals

  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • Lends in Tennessee
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.