Lenders using AI on vacant land in Johnson-City, TN 2026!
Select and compare among 298 land loan lenders available in Johnson-City, TN.
The average cost of an acre of land in TN is $33,812. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.82% to 55.57%, and the estimated LTV for loans on developed land in TNName is between 36.45% and 75.54%.
The actual value and LTV of any land depend on factors such as its location, size, topography, zoning, and any entitlements applied to the land.
Explore your land loan options and current rates by consulting with the top land loan lender in Johnson-City, TN.
To ensure all your hard money lending needs are fulfilled, Lendersa® AI technology instantly matches your loan request with numerous direct hard money lenders. Discover the best land loan rates today for funding various types of vacant land or land plus construction in TN.
Land Loans and Land Value
Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial details.
Construction loans and blanket loans are integral to vacant land lending; you might qualify for 100% LTV financing by agreeing to use additional property as collateral (blanket loan).
Is Hard Money Lending Near You?
Locating a private investor through a local hard money broker significantly improves your loan approval chances. Land loans in Johnson-City, TN are best arranged by local lenders familiar with the area. Close proximity between the hard money investor and the property enhances the likelihood of approval and quickens the funding process.
Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 37614.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
200 Forks of the River Pkwy, Sevierville, TN, 37862
Lends in Tennessee
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
Lends in Tennessee
Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
