Lenders using AI on vacant land in Kingsport, TN 2026!

Select and compare amongst 298 land loan lenders in Kingsport, TN.

The average cost for an acre of land in TN is $29,130. For undeveloped land, the loan-to-value (LTV) ratio ranges from 16.57% to 52.72%, while for loans on developed land in TNName, the estimated LTV varies between 36.25% and 75.33%.

The actual value and loan LTV of a land parcel depend on its location, size, topography, zoning, and any existing entitlements.

Find out what land loan options and rates are available by contacting the top land loan lender in Kingsport, TN.

Explore loan offers from 100 lenders

The Magic Land Loan Calculator

To cater to all your hard money lending needs, Lendersa® AI technology will quickly align your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any kind of vacant land or land along with construction in TN.

Land Loans and Land Value

Reducing unnecessary inquiries can help protect your credit score. Ensure you get preapproved for your land loan without needing to provide your social security number or sensitive financial data.

Construction loans and blanket loans are essential components of vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as security (blanket loan).

Do You Need Hard Money Lending Nearby?

Locating a private investor via a local hard money broker greatly boosts your loan approval chances; land loans in Kingsport, TN are best arranged by local lenders familiar with the area. A shorter distance between the hard money investor and the property increases loan approval likelihood and expedites the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 37660.



Kingsport Land Loan Lenders

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • Lends in Tennessee
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.

  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way

  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Lends in Tennessee
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

Also lends in Tennessee

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality