Lenders using AI on vacant land in Edinburg, TX 2026!

Explore and assess the options among 412 land loan providers operating in Edinburg, TX.

In TX, the typical cost for an acre of land is $23,887. The LTV for undeveloped parcels ranges from 16.29% to 49.53%, while for developed land in TXName, it falls between 36.02% and 75.09%.

The actual value and loan-to-value ratio of a piece of land are contingent upon its location, dimensions, topography, zoning regulations, and any entitlements present.

Learn about your land loan options and the current land loan rates by getting in touch with the top land loan lender in Edinburg, TX.

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The ultimate land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology will immediately connect your loan inquiry with hundreds of direct hard money lenders. Today, you can find the most competitive land loan rates to finance any type of vacant land or land plus construction in TX.

Insight into land loans and values

Avoid unnecessary credit checks to protect your credit score. Obtain preapproval for your land loan without having to disclose your social security number or other sensitive financial details.

Construction loans and blanket loans are fundamental in vacant land lending; you might be eligible for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral (blanket loan).

Is hard money lending available near you?

Engaging a private investor through a local hard money broker significantly increases your chances of securing a loan. For land loans in Edinburg, TX, local lenders who understand the area could offer the best arrangements. The closer the investor is to the property, the better the chances are for loan approval and faster funding.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 78539.



Edinburg Land Loan Lenders

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • Lends in Texas
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.

  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Lends in Texas
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.

  • Charter Bank TX
  • 10502 Leopard Street, Corpus Christi, TX, 78410
  • Lends in Texas
  • Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.

  • NavyArmy Community Credit Union- Real Estate Center
  • PO Box 81349, Corpus Christi, TX, 78468
  • Lends in Texas
  • NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.

  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Lends in Texas
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.

    On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.

  • Southtrust Bank, National Association
  • 601 Guadalupe Street, George West, TX, 78022
  • Lends in Texas
  • SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by

    successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as

  • First National Bank in Port Lavaca
  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • Lends in Texas
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.