Complete List of Vacant Land Lenders for Pharr, TX with AI help!

Explore and compare 363 land loan lenders operating in Pharr, TX.

The typical cost for an acre of land in TX is $16,042. The loan-to-value ratio (LTV) for undeveloped land generally ranges from 15.86% to 44.76%, and for developed land in TXName, the LTV is estimated to lie between 35.69% and 74.73%.

The actual value and loan LTV of any land are influenced by its location, size, topography, zoning, and any entitlements associated with it.

Learn about your land loan options and rates by contacting the leading land loan provider in Pharr, TX.

Compare loan offers from 100 lenders

The ultimate land loan calculator

To cover all your hard money lending needs, Lendersa® AI technology will promptly connect your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in TX.

Land loans and land value

Reduce unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial data.

Construction loans and blanket loans are essential in vacant land financing; you might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Seeking hard money lending nearby?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in Pharr, TX are often most effectively managed by local lenders familiar with the area. Proximity between the investor and the property enhances the likelihood of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in the zip codes 78577.



  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.
  • Charter Bank TX
  • 10502 Leopard Street, Corpus Christi, TX, 78410
  • Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
  • NavyArmy Community Credit Union- Real Estate Center
  • PO Box 81349, Corpus Christi, TX, 78468
  • NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.
  • Southtrust Bank, National Association
  • 601 Guadalupe Street, George West, TX, 78022
  • SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
  • First National Bank in Port Lavaca
  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.