Land loan lenders for Portsmouth, VA AI 2026!

Choose and compare from a selection of 291 land loan providers operating in Portsmouth, VA.

The typical cost of an acre in VA is $34,180. The loan-to-value (LTV) ratio for raw land ranges from 16.84% to 55.79%, while for developed land in VAName, the LTV typically spans from 36.46% to 75.56%.

The actual valuation and loan LTV for any property are influenced by factors such as its location, dimensions, topography, zoning regulations, and existing entitlements on the land.

Explore your land loan options and obtain the best rates by reaching out to the leading land loan lender in Portsmouth, VA.

Explore loan options from 100 different lenders

The amazing land loan calculator

To meet all your hard money lending requirements, Lendersa®'s AI technology promptly connects your loan request with a vast network of direct hard money lenders. You can find the most favorable land loan rates today for any vacant land or land with construction in VA.

Land loans and property valuation

Minimizing unnecessary checks is crucial for maintaining your credit score. Get your land loan preapproval without revealing your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land financing. You might qualify for full LTV (Loan to Value) financing when you offer additional properties as security (blanket loan).

Hard money lending in your area?

Finding a private investor via a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Portsmouth, VA may be best negotiated with local lenders who understand the area. Proximity between a hard money investor and the property increases loan approval likelihood and accelerates funding.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 23709.



Portsmouth Land Loan Lenders

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets

  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • Lends in Virginia
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.

  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Lends in Virginia
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.

  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Lends in Virginia
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families