Land loan lenders for Portsmouth, VA AI 2026!

Choose and compare from a selection of 272 land loan providers operating in Portsmouth, VA.

The typical cost of an acre in VA is $34,180. The loan-to-value (LTV) ratio for raw land ranges from 16.84% to 55.79%, while for developed land in VAName, the LTV typically spans from 36.46% to 75.56%.

The actual valuation and loan LTV for any property are influenced by factors such as its location, dimensions, topography, zoning regulations, and existing entitlements on the land.

Explore your land loan options and obtain the best rates by reaching out to the leading land loan lender in Portsmouth, VA.

Explore loan options from 100 different lenders

The amazing land loan calculator

To meet all your hard money lending requirements, Lendersa®'s AI technology promptly connects your loan request with a vast network of direct hard money lenders. You can find the most favorable land loan rates today for any vacant land or land with construction in VA.

Land loans and property valuation

Minimizing unnecessary checks is crucial for maintaining your credit score. Get your land loan preapproval without revealing your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land financing. You might qualify for full LTV (Loan to Value) financing when you offer additional properties as security (blanket loan).

Hard money lending in your area?

Finding a private investor via a local hard money broker can greatly enhance your chances of securing a loan. Land loans in Portsmouth, VA may be best negotiated with local lenders who understand the area. Proximity between a hard money investor and the property increases loan approval likelihood and accelerates funding.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 23709, 23708, 23704, 23707, 23701, 23703, 23702, 23705.



  • Quentin Realty Capital
  • 43 9th st, Brooklyn, NY, 11215
  • Lends in Virginia
  • Quentin Realty Capital
    A Direct Private Lender You Can Trust


    With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain.
    Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!

  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Lends in Virginia
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in Virginia
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • http://www.blueskyfundingusa.com
  • 887 Myrtle Avenue, Brooklyn, New York, NY, 11206
  • Lends in Virginia
  • Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.

  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in Virginia
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Lends in Virginia
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.

  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Lends in Virginia
  • Where traditional lenders decline, we provide solutions.

    We offer specialized programs for real estate investors, including:
    No minimum FICO requirements
    Ground-up construction financing with no prior experience needed
    No-ratio loans (no income or DSCR)
    Financing for rural and non-conventional properties
    Up to 95% purchase and 100% rehab fu

  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Lends in Virginia
  • Roc Capital is your premier partner for real estate investment solutions. Specializing in 1-4 residential fix-and-flip projects, we empower investors with robust financial tools and insightful market analysis. Our expert team, led by Evan Hakimi, is dedicated to accelerating your business growth and maximizing returns. Connect with us to transform

  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Lends in Virginia
  • Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access

  • Commercial Capital Advisors Inc
  • 6344 Saunders St, NY 11374, Rego Park, NY, 11374
  • Lends in Virginia
  • At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services.
    Loan Options we

  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in Virginia
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in Virginia
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent