Land loan lenders for Suffolk, VA AI 2025!

Explore and compare the options from 253 land loan lenders available in Suffolk, VA.

In VA, the average cost per acre is $50,452. The LTV for undeveloped land typically ranges from 17.72% to 65.69%, while for developed land in VAName, the LTV is generally between 37.16% and 76.30%.

The actual market value and LTV of land are determined by its location, dimensions, terrain, zoning laws, and any existing entitlements.

Discover your land loan opportunities and interest rates by reaching out to the premier land loan provider in Suffolk, VA.

Compare 100 loan offers

The magical land loan calculator

To address all your hard money lending needs, Lendersa® employs AI technology to rapidly match your loan request with numerous direct hard money lenders. Today, uncover the top land loan rates for financing any vacant land or combined land and construction in VA.

Understanding land loans and value

Reducing unnecessary inquiries helps protect your credit score. Achieve preapproval for your land loan without revealing your social security number or any confidential financial details.

Construction and blanket loans are essential elements of vacant land financing; 100% LTV (Loan to Value) financing may be accessible if you agree to use additional property as security (blanket loan).

Is hard money lending available nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. Land loans in Suffolk, VA are often optimally organized by local lenders who are knowledgeable about the neighborhood. Close proximity between the hard money investor and the property enhances loan approval chances and expedites the fund distribution.

Utilize the Lendersa® land loan calculator to search for vacant land loan providers in zip codes 23433, 23432, 23437, 23436, 23435, 23434, 23438, 23439.



  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets
  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.
  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.
  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.
  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.
  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.