Land loan lenders for Chesapeake, VA AI 2026!

Evaluate and compare 291 land loan lenders active in Chesapeake, VA.

An acre of land in VA has an average price of $54,633. The LTV for undeveloped land ranges from 17.94% to 68.23%, and the estimated LTV for loans on already developed land in VAName resides between 37.34% and 76.49%.

The actual value and LTV of any piece of land depend greatly on its location, size, topography, zoning, and any entitlements that have been applied to it.

Explore your land loan possibilities and obtain rate information by reaching out to the leading land loan lender in Chesapeake, VA.

Compare loan offers from 100 lenders

The amazing land loan calculator

To ensure all your hard money lending requirements are fulfilled, Lendersa® AI technology will promptly align your loan request with hundreds of direct hard money lenders. Discover the top land loan rates today to finance any type of vacant land or land plus construction in VA.

Understanding Land Loans and Their Value

Minimizing unnecessary inquiries helps protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Construction and blanket loans are integral to vacant land financing; you might qualify for complete 100% LTV (Loan to Value) financing if you pledge additional property as security (blanket loan).

Hard Money Lending Near You?

Discovering a private investor through a local hard money broker dramatically increases your chance of obtaining a loan; securing land loans in Chesapeake, VA is best managed by local lenders well-versed with the community. A shorter distance between the investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within zip codes 23325.



Chesapeake Land Loan Lenders

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets

  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Lends in Virginia
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.

  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • Lends in Virginia
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.

  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Lends in Virginia
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families