Land loan lenders in Madison, Wisconsin [2026with AI]

The average cost per acre of land in WI is $49,277. For undeveloped land, the loan-to-value ratio (LTV) ranges from 17.66% to 64.97%. For developed land in WIName, the estimated LTV is between 37.11% and 76.25%.

The true value and LTV of any piece of land are influenced by its location, size, topography, zoning, and any existing entitlements.

Discover your land loan options and rates by contacting the leading land loan lender in Madison, WI.

Discovering the magic land loan calculator

Lendersa® uses AI technology to efficiently match your loan request with many direct hard money lenders, ensuring all your hard money lending needs are met. You can find the best land loan rates today to finance any kind of vacant land or land with construction in WI.

Land loans and property valuation

Avoiding unnecessary credit inquiries will help maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial data.

Construction and blanket loans are essential in vacant land financing; you might qualify for 100% LTV (Loan to Value) financing if you use additional property as collateral (a blanket loan).

Looking for local hard money lending?

Utilizing a local hard money broker to find a private investor can greatly enhance your loan approval chances. Land loans in Madison, WI are ideally managed by local lenders familiar with the neighborhood. Proximity between the investor and the property increases approval likelihood and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 53706.

Madison Land Loan Lenders
(608) 250-3535 Lender's profile and map Union Federal Savings & Loan 115 W Washington Ave, Madison, WI, 53703 Lends in Wisconsin Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
(608) 232-5000 Lender's profile and map UW Credit Union 3500 University Ave, Madison, WI, 53705 Lends in Wisconsin UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
(608) 441-6000 Lender's profile and map Oak Bank 5951 McKee Road, Suite 100, Madison, WI, 53719 Lends in Wisconsin Oak Bank has become a good friend to Fitchburg and the surrounding communities. The annual Pumpkin Give-Away has already become a Dane County institution, having donated thousands of dollars to local charities. Oak Bank has become immersed in the Fitchburg community by involving itself with numerous events, projects.
(608) 836-1616 Lender's profile and map Capitol Bank 710 N High Point Rd, Madison, WI, 53717 Lends in Wisconsin We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
(608) 798-2400 Lender's profile and map State Bank of Cross Plains 108 North Main Street, Verona, WI, 53593 Lends in Wisconsin State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
(608) 837-4511 Lender's profile and map Bank of Sun Prairie 228 East Main Street, Sun Prairie, WI, 53590 Lends in Wisconsin Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
(920) 648-8336 Lender's profile and map Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Lends in Wisconsin Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(608) 643-3393 Lender's profile and map Bank of Prairie du Sac 555 Park Avenue, Prairie Du Sac, WI, 53578 Lends in Wisconsin Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
(608) 755-6065 Lender's profile and map Blackhawk Community Credit Union 2640 West Court Street, Janesville, WI, 53548 Lends in Wisconsin Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
(608) 253-1111 Lender's profile and map Bank of Wisconsin Dells 716 Superior Street, Wisconsin Dells, WI, 53965 Lends in Wisconsin Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.