2026 FHA (Government Loans) Limits for Kalifornsky, Kenai Peninsula County, Alaska

For 2026, the FHA loan limit applicable in Kalifornsky county, situated in Kenai Peninsula, AK is $472,030 for a single-family home. It is $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.

The maximum permissible loan amount for conventional loans is $1,089,300 on a single-family home. For a duplex, it's $1,394,775; for a triplex, $1,685,850; and for four units, it is $2,095,200.

Employ our FHA calculator to review current top FHA rates and determine the necessary downpayment, income, credit score requirements, reserves, and documentation for qualification.

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The Lendersa® calculator lets you juxtapose FHA rates and terms with those of various other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently collects and evaluates loan data from thousands of lending institutions, quickly aligning it with your unique financial profile and requirements.

Refer to the Loan Limits Comparison Table for 2026 in Kalifornsky county, which is part of Kenai Peninsula, AK. This table allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To thoroughly assess eligibility demands, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kalifornsky county of Kenai Peninsula, AK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $337,600 $337,600 $337,600 $337,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Lends in Alaska
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.

  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • Lends in Alaska
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • Spirit of Alaska Federal Credit Union
  • 1417 Gillam Way, Fairbanks, AK, 99701
  • Lends in Alaska
  • "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box.

    The driving force behind the credit union’s founding was four te

  • Denali State Bank
  • 119 N Cushman St, Fairbanks, AK, 99701
  • Lends in Alaska
  • Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.

  • Mt. McKinley Bank
  • 500 Fourth Ave, Fairbanks, AK, 99701
  • Lends in Alaska
  • Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.

  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Lends in Alaska
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture

  • TRUE NORTH FEDERAL CREDIT UNION
  • 2777 Postal Way, Juneau, AK, 99801
  • Lends in Alaska
  • True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.

  • First Bank
  • 331 Dock Street, Ketchikan, AK, 99901
  • Lends in Alaska
  • For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.

    First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens

  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Lends in Alaska
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability