In {CURRENT_YEAR}, the FHA loan ceiling in Kodiak county, within Kodiak Island, AK, stands at {DETAILS_LOAN_LIMIT_FHA1} for single-family homes. For a duplex, it is {DETAILS_LOAN_LIMIT_FHA2}; for triplexes, {DETAILS_LOAN_LIMIT_FHA3}; and for four-unit residences, {DETAILS_LOAN_LIMIT_FHA4} remains applicable.
On the conventional loan front, the maximum on a single-family dwelling is set at {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For properties with two units, it climbs to {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for those with three units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3}; and for four-unit complexes, {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
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The Lendersa® calculator allows comprehensive comparison of FHA loan rates and terms with those of other available loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans—all measured against FHA offerings.
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Within the Loan Limits Comparison Table for {CURRENT_YEAR} in Kodiak county, Kodiak Island, AK, you can compare the different maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, as well as options for hard money. To better understand the qualification criteria such as income, credit, and reserves, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $485,300 | $621,250 | $750,950 | $933,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $443,700 | $443,700 | $443,700 | $443,700 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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