In 2026, the FHA loan ceiling in Kodiak county, within Kodiak Island, AK, stands at $485,300 for single-family homes. For a duplex, it is $621,250; for triplexes, $750,950; and for four-unit residences, $933,300 remains applicable.
On the conventional loan front, the maximum on a single-family dwelling is set at $1,089,300. For properties with two units, it climbs to $1,394,775; for those with three units, $1,685,850; and for four-unit complexes, $2,095,200.
Utilize our FHA calculator to explore the most competitive FHA rates available today. It will help determine necessary down payments, evaluate income, credit scores, reserves, and document requirements for loan qualification.
Discover and compare loan offers by contacting an array of 100 different lenders
The Lendersa® calculator allows comprehensive comparison of FHA loan rates and terms with those of other available loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans—all measured against FHA offerings.
Lendersa® rapidly assembles loan data from numerous lenders, creating a tailored comparison to fit your specific financial criteria.
Within the Loan Limits Comparison Table for 2026 in Kodiak county, Kodiak Island, AK, you can compare the different maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, as well as options for hard money. To better understand the qualification criteria such as income, credit, and reserves, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $485,300 | $621,250 | $750,950 | $933,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $443,700 | $443,700 | $443,700 | $443,700 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
