For the year 2026, the FHA loan cap in Auburn's county of Lee, AL stands at $472,030 for single-family homes. If you're looking at a two-unit property, it's $604,400, while it's $730,525 for three-unit residences, and $907,900 for four-unit homes.
Regarding conventional loans, the highest you can borrow for a single-family property is $726,200. For two, three, and four-unit properties, the limits are $929,850, $1,123,900, and $1,396,800 respectively.
Utilize our FHA calculator to find the most favorable FHA rates available today. It will also help you figure out the necessary down payment, income standards, credit requirements, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can efficiently compare FHA rates and terms with those of various other loan programs. Whether you're evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, or hard money loans, this tool allows a comprehensive comparison with FHA offerings.
Lendersa® accesses data from thousands of lenders, instantly evaluating it against your specific financial circumstances and needs.
Our Loan Limits Comparison Table for the year 2026 covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums for properties in Auburn's county of Lee, AL. For a detailed comparison of qualification standards like income, reserve levels, and credit, turn to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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