FHA Loan Max Loan amount for La-Fayette, Chambers County, AL in 2025

In 2025, the FHA loan limit in La-Fayette, Chambers county, AL, stands at $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

The highest amount allowed for conventional loans on a single-family home is $548,250, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Our FHA calculator can reveal today’s best FHA rates and help you determine the necessary downpayment, income, credit, reserves, and documentation for qualification.

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Explore Your Loan Options in La-Fayette, AL

The Lendersa® calculator allows you to match FHA rates and terms with other loan programs. Examine options among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects extensive loan program data from numerous lenders and efficiently aligns it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in La-Fayette, situated in Chambers county of AL, offers a look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. For comparing requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits La-Fayette county of Chambers, AL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • LoanUnitedcom LLC
  • 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
  • Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
  • Homeland Financial
  • 2030 Beaver Ruin Rd, Norcross, GA, 30071
  • We believe everyone deserves to own their home. We can help you get there. Choosing the right lender is a key element to managing your mortgage. As mortgage professionals, our goal is not only to provide you with a loan, but also to help you select the one most beneficial to you and your long-term goals.
  • eHome Loan Advisors LLC
  • 1202 Macy Dr, Roswell, GA, 30076
  • eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
  • The Commercial Bank Of Ozark
  • 208 South Merrick Avenue, Ozark, AL, 36360
  • The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
  • Houzzle Financial Inc
  • 2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
  • Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.
  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
  • First Lenders Mortgage
  • 8357 US HWY 431, Albertville, AL, 35950
  • First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you