In 2026, the FHA loan limit in Brewton, part of Escambia county in AL, is set at $472,030 for single-family homes. For 2-unit residences, this limit is $604,400, while for 3-unit properties, it is $730,525, and for those with 4-units, the maximum is $907,900.
In terms of conventional loans, the upper limit for a single-family home is $726,200. If you're dealing with 2 units, the cap is $929,850. For 3-unit homes, it's adjusted to $1,123,900, and rises to $1,396,800 for 4-unit properties.
Our FHA calculator is designed to provide access to today's top FHA rates and assist in calculating the necessary downpayment, income, credit qualifications, reserves, and required documents for eligibility assessment.
With the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides a unique service by obtaining detailed loan program data from thousands of lenders and matching it within seconds to fit your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Brewton, part of Escambia county, AL, helps in evaluating FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To understand qualification criteria, including income, reserves, and credit score requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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