For 2025, the FHA loan limits in Atmore, Escambia, AL, are set at $472,030 for a single-family home, increasing to $604,400 for two-units, $730,525 for three-units, and reaching $907,900 for properties with four units.
Conversely, the maximum amounts for conventional loans on a single-family residence start at $726,200, moving to $929,850 for two-units, $1,123,900 for three-units, and finishing at $1,396,800 for four-unit homes.
Utilize our FHA calculator to uncover current best FHA rates, and calculate required downpayment, income needs, credit scores, reserves specifics, and the documentation needed to qualify.
With the Lendersa® calculator, you have the ability to compare FHA rates and terms with other loan programs. Dive into the comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® rapidly gathers comprehensive loan program data from numerous lenders, offering quick matches tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 offered for Atmore in Escambia, AL, provides a detailed assessment of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To analyze qualification stipulations like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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