For 2025, in Clanton, Chilton county, AL, the FHA loan limits are set at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit homes, and $907,900 for 4-unit residences.
The maximum conventional loan amount for a single-family residence is $726,200, with an increase to $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and check the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator makes it easy to contrast FHA rates and terms with other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® amasses loan data from countless lenders, providing quick comparison tailored to your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Clanton county, Chilton, AL, aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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