For {CURRENT_YEAR}, in Clanton, Chilton county, AL, the FHA loan limits are set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for properties with 2 units, {DETAILS_LOAN_LIMIT_FHA3} for 3-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for 4-unit residences.
The maximum conventional loan amount for a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, with an increase to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit buildings, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and check the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator makes it easy to contrast FHA rates and terms with other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® amasses loan data from countless lenders, providing quick comparison tailored to your financial profile and requirements.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Clanton county, Chilton, AL, aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
