For 2026, the FHA loan limits in Prattville county of Autauga, AL are set as follows: a single-family home is limited to $472,030, two-unit homes at $604,400, three-unit residences at $730,525, and four-unit properties are capped at $907,900.
The cap for conventional loans on single-family residences is $726,200. Two-unit dwellings have a limit of $929,850, three-unit buildings at $1,123,900, and four-unit properties have a maximum of $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with all other available loan programs. Examine and contrast offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders and aligns it with your distinct financial profile and needs in a matter of seconds.
For 2026, refer to the Loan Limits Comparison Table for Prattville county of Autauga, AL to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements regarding income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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