2026 FHA Loan Limits for Daleville, Dale County, Alabama

During 2026, the FHA loan limit in Daleville county within Dale, AL stands at $472,030 for a single-family home. The limits extend to $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit homes.

Conventional loan maximums are set at $726,200 for a single household. For two units, the limit is $929,850, increasing to $1,123,900 for three, and reaching $1,396,800 for properties with four units.

To find the best rates for FHA loans today and determine specifics like downpayment, income, credit, reserves, and necessary documentation to qualify, utilize our FHA calculator, which can guide you effectively.

Discover and match with offers from 100 lenders

Assess Loan Choices in Daleville, AL

The Lendersa® calculator facilitates comparing the rate and terms of FHA loans with a variety of other loan types. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.

Lendersa® aggregates loan program information from numerous lenders, enabling you to rapidly contrast this data with your personal financial profile and preferences.

Check out the Loan Limits Comparison Table for 2026 in Daleville county of Dale, AL. It offers a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For those looking to compare qualification requirements like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is a valuable tool.

Loan limits Daleville county of Dale, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • Lends in Alabama
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer

  • ServisFirst Bank
  • 2500 Woodcrest Place, Birmingham, AL, 35209
  • Lends in Alabama
  • ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.

  • Today's Financing
  • 85 Bagby Drive, Suite 337, Birmingham, AL, 35209
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Union State Bank
  • 2019 Cogswell Avenue, Pell City, AL, 35125
  • Lends in Alabama
  • In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking

  • NobleBank & Trust
  • 1509 Quintard Ave, Anniston, AL, 36201
  • Lends in Alabama
  • At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.

  • Alabama Central Credit Union
  • 3601 4th Ave S, Birmingham, AL, 35222
  • Lends in Alabama
  • "Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money.

    Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."

  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

  • United Mortgage Group
  • 2321 1st Ave North, Birmingham, AL, 35203
  • Lends in Alabama
  • We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.

  • America's First Federal Credit Union
  • 1200 4th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.