2026 FHA (Government Loans) Limits for Dothan, Houston County, Alabama

For 2026, in the county of Houston located in Dothan, AL, the FHA loan limits are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loan limits stand at $726,200 for single-family homes, $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for four-unit buildings.

Our FHA calculator provides today’s best FHA rates and details about the necessary downpayment, income, credit, reserves, and documents for qualification.

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Through the Lendersa® calculator, compare FHA rates and terms with other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly compares data from thousands of lenders against your financial profile and needs.

Check the Loan Limits Comparison for 2026 in the county of Houston, AL, Dothan to review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to evaluate requirements like income, reserves, and credit.

Loan limits Dothan county of Houston, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • DayOne Mortgage Group
  • 8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
  • Lends in Alabama
  • Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more

  • Colten Mortgage, LLC
  • 6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
  • Lends in Alabama
  • Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions

  • Motto Franchising, LLC
  • 5075 S Syracuse St, Suite 1200, Denver, CO, 80237
  • Lends in Alabama
  • Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Lends in Alabama
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Alabama
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Alabama
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions

  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Lends in Alabama
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.

  • USAVA Lending
  • 6450 N Swan Rd, Suite 110, Tucson, AZ, 85718
  • Lends in Alabama
  • USAVA Lending is comprised of an expert team of lending professionals specializing in providing exceptional home financing options. We are dedicated to providing exemplary customer service, educating our customers on their VA loan benefits and offering unbeatable VA loan programs directly to the military personnel who bravely serve our country.

  • Forthright Funding Corporation
  • 23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
  • Lends in Alabama
  • "At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.

    With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"

  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Lends in Alabama
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.

  • Homeowners Financial Group USA, LLC
  • 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
  • Lends in Alabama
  • Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.