FHA Loan Max Loan amount for Dothan, Houston County, AL in 2026

For 2026, in the county of Houston located in Dothan, AL, the FHA loan limits are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loan limits stand at $726,200 for single-family homes, $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for four-unit buildings.

Our FHA calculator provides today’s best FHA rates and details about the necessary downpayment, income, credit, reserves, and documents for qualification.

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Through the Lendersa® calculator, compare FHA rates and terms with other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Check the Loan Limits Comparison for 2026 in the county of Houston, AL, Dothan to review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to evaluate requirements like income, reserves, and credit.

Loan limits Dothan county of Houston, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Hutson Company
  • 1244 Main Street, Gardendale, AL, 35071
  • Lends in Alabama
  • The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA

  • SunTrust Bank
  • 2162 Henderson Mill Rd NE, Atlanta, GA, 30345
  • Lends in Alabama
  • SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.

  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • Lends in Alabama
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.

  • Residential Funding Consultants LLC
  • 111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
  • Lends in Alabama
  • Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.

  • Mortgage Core LLC
  • 2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
  • Lends in Alabama
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Strategic Loan Advisors LLC
  • 1954 Airport Road, Suite 146, Atlanta, GA, 30341
  • Lends in Alabama
  • We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.

  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • Lends in Alabama
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
    The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"

  • Direct Lenders, LLC. .
  • 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
  • Lends in Alabama
  • Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.

  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Lends in Alabama
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.

  • First Equity Home Loan, Inc
  • 315 Broad Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.

  • Gadsden Mortgage
  • 230 N 3rd St, Suite C, Gadsden, AL, 35901
  • Lends in Alabama
  • "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
    We offer a variety of loan products from construction loans"