For the year 2025, FHA loan limits in Eufaula, found in Barbour county of AL, are defined at $472,030 for a single-family home. For two-unit properties, this increases to $604,400, advances to $730,525 for a tri-unit property, and tops at $907,900 for four-unit buildings.
Regarding conventional loans, the limit for a single-family residence is $726,200, $929,850 for two units, increasing to $1,123,900 for three units, and finally $1,396,800 for a four-unit dwelling.
Access our FHA calculator today to discover the best FHA rates available, aiding you in understanding downpayment requirements, income thresholds, necessary credit scores, and document reserves needed for eligibility.
The Lendersa® calculator facilitates comparing FHA rates and terms with a range of other loan types. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® makes use of data from a wide network of lenders, and within seconds, matches it to your specific financial profile and requirements.
For 2025, the Loan Limits Comparison Table available for Eufaula in Barbour, AL provides contrasts between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum allowable amounts. To understand qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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